The Bozeman Daily Chronicle

NOTICE OF TRUSTEES SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on July 16, 2012, at 11:00 o'clock A.M. at the Main Entrance of the First American Title Company of Montana located at 924 Stoneridge Dr., Ste 1, in Bozeman, MT 59718, the following described real property situated in Gallatin County, Montana: BEGINNING AT A POINT 65 FEET NORTH OF THE SOUTHWEST CORNER OF LOT 22 IN BLOCK G OF STORY'S ADDITION TO BOZEMAN, MONTANA; THENCE EAST 90 FEET PARALLEL WITH WEST BABCOCK STREET TO THE EAST LINE OF LOT 24 IN SAID BLOCK G OF STORY'S ADDITION; THENCE NORTH 33 FEET ON THE EAST LINE OF SAID LOT 24; THENCE WEST PARALLEL WITH WEST BABCOCK STREET 30 FEET TO THE WEST LINE OF SAID LOT 24; THENCE NORTH ON THE WEST LINE OF SAID LOT 24, 2 FEET; THENCE WEST PARALLEL WITH THE WEST BABCOCK STREET 60 FEET TO THE WEST LINE OF SAID LOT 22; THENCE SOUTH PARALLEL WITH SOUTH NINTH AVENUE 35 FEET TO THE POINT OF BEGINNING, SAID REAL ESTATE BEING PART OF LOTS 22, 23, AND 24 IN BLOCK G OF STORY'S ADDITION TO BOZEMAN, MONTANA. BEING THE SAME PROPERTY CONVEYED TO JANICE JOHNSON COLE BY DEED FROM MAE TOOTELE, AKA MAE TOOTEL RECORDED 11/26/2002 IN DOCUMENT NUMBER 2089040, IN THE OFFICE OF THE COUNTY CLERK AND RECORDER OF GALLATIN COUNTY, MONTANA Janice Johnson Cole, as Grantor(s), conveyed said real property to Capitol Title Agency Inc, as Trustee, to secure an obligation owed to Summit Financial, LLC; A Virginia Corporation, as Beneficiary, by Deed of trust dated on April 17, 2004 and recorded on May 04, 2004 under document No. 2148860. The beneficial interest is currently held by Ocean 18, LLC. First American Title Company, LLC, is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Gallatin County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $515.10, beginning July 20, 2010, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of March 22, 2012 is $45,054.00 principal, interest at the rate of 5.0000% now totaling $3,937.60, late charges in the amount of $515.20 and other fees and expenses advanced of $321.20, plus accruing interest at the rate of $6.17 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: March 6, 2012 Dalia Martinez First American Title Company, LLC Successor Trustee First American Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ) )ss. County of Bingham ) On this 6th day of March, 2012, before me, a notary public in and for said County and State, personally appeared Dalia Martinez, know to me to be the Assistant Secretary of First American Title Company, LLC, Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Marti A Ottley Notary Public Inkom, ID Commission expires: 8/15/2012 Mds/cole 41937.210 Published on 5/22, 5/29 and 6/5/2012

Notice of Trustee's Sale: THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE'S SALE. Notice is hereby given that the undersigned trustee will, on 08/31/2012 at the hour of 2:00 PM, sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor, his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee at the following place: at the East entrance to the Gallatin County Courthouse, 311 West Main, Bozeman, MT. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which HUBERT M WELLS, AND JOANNE WELLS, AS JOINT TENANTS WHO ACQUIRED TITLE AS JOANNE I WELLS as Grantor(s), conveyed said real property to CHARLES J PETERSON, ATTORNEY as Trustee, to secure an obligation owed to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary by Trust Indenture Dated 03/16/2010 and recorded 04/22/2010, in document No. 2359228 in Book/Reel/Volume Number N/A at Page Number N/A in the office of the Clerk and Recorder Gallatin County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: LOT 11 IN BLOCK 2 OF OLD PLACE SUBDIVISION PLAT-PHASE 1, GALLATIN COUNTY, MONTANA, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY CLERK AND RECORDER, GALLATIN COUNTY, MONTANA. (PLAT REFERENCE: J-267) A 1999 GUERDON AMERICAN STAR MANUFACTURED HOME WITH SERIAL NUMBER 6DBOIS379913783-NC3681P AND HUD TAGS #IDA188126/188127 WHICH AS BEEN DETITLED, PERMANENTLY AFFIXED TO A FOUNDATION AND TAXED AS REAL PROPERTY. Property Address: 190 S OLD PLACE LN, Belgrade, MT 59714-8284. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP. There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor's failure to pay the monthly installment which became due on 03/01/2011, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $160,402.93 together with interest thereon at the current rate of 5.50% per annum from 03/01/2011 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charges against the proceeds to this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation Dated: 04/20/2012, RECONTRUST COMPANY, N.A., Successor Trustee, 2380 Performance Dr. TX2-984-0407, Richardson, TX 75082 T.S. NO. 12-0032945 FEI NO. 1006.157906

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN AS FOLLOWS: 1. That on the 5th day of February, 2004, for value received, Monte B. Kemper and Wanda J. Kemper delivered to Big Sky Western Bank, Bozeman Branch, 4150 Valley Commons Drive, P.O. Box 818, Bozeman, MT 59771-0818 a Home Equity Line of Credit Agreement ("Agreement") governing their line of credit of $250,000.00. 2. As security for the above-described Agreement, Monte B. Kemper and Wanda J. Kemper, as Grantors, delivered a Deed of Trust dated February 5, 2004, naming Monte B. Kemper and Wanda J. Kemper, whose address is 3640 Jagar Lane, Bozeman, MT 59718, as Grantors; Allied Title Company, whose address is 106 E. Babcock, Suite C, Bozeman, MT 59715, as Trustee; and Big Sky Western Bank, whose address is Bozeman Branch, 4150 Valley Commons Drive, P.O. Box 818, Bozeman, MT 59771-0818, as Beneficiary and Lender. The above-mentioned Deed of Trust was recorded on the 11th day of February, 2004 at 11:00 a.m. as Document No. 2140228, in the Clerk and Recorder's Office of Gallatin County, Montana. On December 9, 2011 at 2:13 p.m., J. Robert Planalp, Attorney at Law was substituted as Trustee for Allied Land Title Company by Document No. 2403324, in the Clerk and Recorder's Office of Gallatin County, Montana. The new trustee's address is 27 North Tracy, P.O. Box 1, Bozeman, Montana 59771. 3. That pursuant to the above-mentioned Deed of Trust, the Grantors, above named, irrevocably granted and conveyed to Trustee, in trust, with power of sale, the following described real property and improvements: The land described is situated in State of Montana, County of Gallatin, and described as: Tract 1 of Certificate of Survey No. 1032, located in the Southwest Quarter of Section 28, Township 2 South, Range 5 East, P.M.M., Gallatin County, Montana, according to the official plat thereof on file and of record in the office of the County Clerk and Recorder of Gallatin County, Montana. The Real Property or its address is commonly known as 3640 Jagar Lane, Bozeman, MT 59718. The Real Property tax identification number is RGG8411. 4. That the above-mentioned Agreement requires Grantors make a Regular Monthly Payment in the amount of Grantors' monthly finance charges or $100.00 whichever is greater. Grantors were to make 179 of these consecutive monthly payments. They then were required to pay the entire balance owing in a single balloon payment. If they made only the minimum payments, they may not have repaid any of the principal balance by the end of this payment stream. Their payments were due monthly. Their "Minimum Monthly Payment" would be the Regular Payment, plus any amount past due and all other charges. An increase in the annual percentage rate would increase the amount of their Regular Payment. 5. That Monte B. Kemper and Wanda J. Kemper are in default of the Agreement for their failure to make the following monthly payments: September 15, 2010, $667.81; October 18, 2010, $776.98; November 15, 2010, $623.29; December 17, 2010, $824.73; January 17, 2011, $683.39; February 15, 2011, $645.55; March 18, 2011, $834.15; April 15, 2011, $623.28; May 16, 2011, $713.44; June 15, 2011, $667.81; July 18, 2011, $800.26; August 15, 2011, $723.29; September 15, 2011, $757.95; October 17, 2011, $2,149.23; November 15, 2011, $645.55; and December 16, 2011, $872.61; and January,12 2012 $704.54; and February 15, 2012, $644.02. Also, Grantors have failed to pay the required real estate taxes, with the second one-half of 2009, all of 2010 and the first one-half of 2011 installments now delinquent for the years 2009, 2010 and 2011. Grantors have violated the "due on sale" clause in the Deed of Trust by their conveyance of the above-described real property as evidenced by the recorded Notice of Agreement for Sale of Real Estate between Grantors and Randall S.C. Lundgren and Shannon K. Lundgren dated September 29, 2009 and recorded on that same date in the Clerk and Recorder's Office of Gallatin County, Montana as Document No. 2343270. Grantors have allowed or created a senior lien on the collateral and through inaction allowed the creation of other liens on the Beneficiary's collateral. As a result of the defaults, the Beneficiary has elected to accelerate the obligation. 6. That pursuant to the terms of the Agreement and the Deed of Trust as a result of the defaults, as of March 1, 2012, there is now due the balance of unpaid principal, which is $263,646.07, together with accrued interest of $44.40, late charges of $33.39, other charges including recording fees of $47.00 totaling the sum of $263,770.86, together with interest accruing at the rate set forth in the Agreement from and after November 29, 2011 together with all delinquent real estate taxes, delinquent escrow for taxes and insurance plus late charges, attorneys fees, trustees fees, interest which are now owed and which may be due or become due prior to the date of sale. Beneficiary may disburse such amounts as may be required to protect beneficiary's interest. If Beneficiary elects to make such disbursements, sums paid shall become additional indebtedness secured by the Deed of Trust. Additionally, trustee's sale guaranty was an additional cost of $959.00. 7. That the Beneficiary has elected to proceed to sell the above-described real property and improvements located thereon pursuant to the provisions of the Deed of Trust described herein and the Small Tract Financing Act as adopted in the State of Montana. The sale will be held on the 9th day of July, 2012, at 11:00 a.m. Mountain Standard Time or Mountain Daylight Time, whichever is in effect. The sale will be held at the office of the Trustee, which is 27 North Tracy, Bozeman, Montana 59715. This is an attempt to collect a debt and any information obtained will be used for that purpose. DATED this 1st day of March, 2012. s/s By: J. Robert Planalp Successor Trustee STATE OF MONTANA ) :ss. County of Gallatin ) On this 1st day of March, 2012, before me, a Notary Public for the State of Montana, personally appeared J. Robert Planalp, Successor Trustee, known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same. IN WITNESS WHEREOF, I have hereunto set my hand and seal the day and year in this certificate first above written. (SEAL) s/s Sally Vering Notary Public for the State of Montana Printed Name: Sally Vering Residing at Bozeman Montana My commission expires: 03/08, 2015

Notice of Trustee's Sale T.S. No. 08 -0113161 Title Order No. 120142140MTGNO THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE'S SALE. Notice is hereby given that the undersigned trustee will, on 08/31/2012, at the hour of 02:00 PM sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee, at the following place: At the East entrance to the County Courthouse, 311 West Main Street, Bozeman, MT 59715. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which CHARLES E ALLEN, AND TRACI A ALLEN, HUSBAND AND WIFE as Grantors, conveyed said real property to CHARLES J PETERSON as Trustee, to secure an obligation owed to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. , as Beneficiary by Trust Indenture Dated 07/14/2006 and recorded 07/18/2006, in document No. 2234993 in Book/Reel/Volume Number N/A at Page Number N/A and re-recorded 03/28/2012 , in document No. 2411570 in Book/Reel/Volume Number N/A at Page Number N/A in the office of the Clerk and Recorder Gallatin County, Montana; being more particularly described as follows: Unit V-125 of Firelight Meadows Condominiums, located on Lot 1 of Minor Subdivision No. 305, located in the SE1/4 of Section 2, Township 7 South, Range 3 East, P.M.M., Gallatin County, Montana. Together with a .4630 percent undivided interest in the common elements of the condominium appertaining to such unit, the Declaration for which was recorded March 7, 2002 under Document No. 2062676. Amendments recorded May S, 2002 as Document No. 2068422, March 10, 2003 as Document No. 2100290, July 24, 2003 as Document No. 2116706, September 26, 2003 as Document No. 2125648, December 22, 2003 as Document No. 2136008, June 24, 2004 as Document No. 2154525, January 19, 2005 as Document No. 2176212, February 24, 2005 as Document No. 2179478, June 3, 2005 as Document No. 2189740, September 30, 2005 as Document No. 2203687, September 30, 2005 as Document No. 2203688, September 30, 2005 as Document No. 2203689, and November 14, 2005 as Document No. 2209236, records of Gallatin County, Montana. The use of the condominiums shall be for residential purposes only. Said condominium unit currently described as follows: Unit V-125 of Firelight Meadows Condominiums, located on Lot 1 of Minor Subdivision No. 305, located in the SE1/4 of Section 2, Township 7 South, Range 3 East, P.M.M., Gallatin County, Montana. Together with a .4630 percent undivided interest in the common elements of the condominium appertaining to such unit, the Declaration for which was recorded March 7, 2002 under Document No. 2062676. Amendments recorded May 8, 2002 as Document No. 2068422, March 10, 2003 as Document No. 2100290, July 24, 2003 as Document No. 2116706, September 26, 200 3 as Document No. 2125648, December 22, 2003 as Document No. 2136008, June 24, 2004 as Document No. 2154525, January 19, 2005 as Document No. 2176212, February 24, 2005 as document No. 2179478, June 3, 2005 as Document No. 2189740, September 30, 2005 as Document No. 2203687, September 30, 2005 as Document No. 2203688, September 30, 2005 as Document No. 2203689, November 14, 2005 as Document No. 2209236, October 23, 2006 as Document No. 2245993 and December 3, 2009 as Document No. 2348394, and any subsequent amendments thereto, records of Gallatin County, Montana. The use of the condominiums shall he for residential purposes only. Property Address: 125 FIRELIGHT DR, BIG SKY, MT 59716 The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF THE LXS 2006-16N TRUST FUND There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor's failure to pay the monthly installment which became due on 08/01/2008, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $292,743.78 together with interest thereon at the current rate of 6.75% per annum from 08/01/2008 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charges against the proceeds to this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. Dated: - RECONTRUST COMPANY, N.A. Successor Trustee - 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 A-4239512 05/15/2012, 05/22/2012, 05/29/2012